Insights from Asset Vantage.

Wealth Management in 21st century: Have you moved to Cloud yet?

When everything from entertainment to banking has transcended geographical limitations, either online or mobile, why is wealth management stuck on paper files in the accountant’s office and a desktop spreadsheet? Privacy and security are two of the most common reasons cited for maintaining physical records...

Governance Scorecard: Reform Hits and Misses

In May 2014 Asset Vantage summarized the key reforms industry was expecting from the government. 4 years later, with less than 6 months to go for the 2019 general elections, how has the government performed on those key indicators?

LTCG – Have you made the most of the grandfathering clause?

The blow of 10% Long Term Capital Gains (LTCG) tax was softened by the grandfathering clause, which exempts LTCG accrued till 31 January 2018 from this tax.

Managing the Complexity of Partnerships as a Wealth Management Tool

An important factor in generational wealth management is selecting ownership and management structures that minimize income tax for the current generation, as well as minimize estate or inheritance tax for future generations. One such complex but effective structure is a partnership; Limited Liability Partnership (LLP)...

Is your data correct ? – Quick checks

Family Offices are characterized not only by their significant net worth but also by the complexity of their personal wealth: multiple entities, diversified asset classes, numerous advisors and a multitude of bank and Demat accounts. Complexity is the reason why many of them opt for...

Tracking your portfolio in turbulent times – Period IRR

Period IRR (Internal Rate of Return) is the universally accepted financial metric to evaluate portfolio returns in turbulent times. Simply speaking Period IRR is a percentage value that shows the return on capital. This includes all cash flows and the compounded effect of gains and...

Don’t Get Swept Away By Sensex Euphoria

This financial year began with the Sensex inching up to the 30,000 mark and then holding. Investors breathed a sigh of relief and patted themselves on the back for “believing in the market”. Since then the Sensex has bullishly ploughed through, reaching new highs in...

Technology Migration As An Internal Audit Of Your Wealth

Indian company law prescribes statutory annual audits for all registered companies. The primary objective of the audit is to assess and report whether the balance sheet provides an accurate depiction of the company’s performance and current value. The secondary objective is to detect and prevent...

Infographic: Was Advance Tax Time Taxing? It Needn’t Be.

Signs You Are Losing Control Of Your Family Assets

Would any of these signs make you sit up and re-look at your financial assets? Dividend not received for a stock you hold Sold stock and booked profits, not realizing that a particular lot was still in short term A fixed-return investment generating zero annualized...

Infographic: The 7 Deadly Sins of Family Asset Management

3 easy steps to set your succession plan in order

Economic, political and social environments are in a constant state of flux. This is the new normal and in such times, optimizing investment performance, mitigating risk and managing cash flows of family assets is a challenging task. In addition, long-term preparation includes planning for the...

Get smart about managing your Tax Liability

The Sensex lost close to 8% in the last quarter of 2016. While passive investors moaned about their falling portfolio value, hands-on and active investors booked losses as part of their tax management strategy. But it’s not as easy as it sounds.  Investors with diversified...

Invest with any wealth advisor. Track on Asset Vantage.

A great wealth strategy is a combination of goal setting, selecting the right wealth advisor and managing your overall asset allocation strategy by regularly tracking deviations and rebalancing. Most High Net Worth families hedge their investment strategies by investing with multiple wealth advisors. While it...

How much do you trust your financial services institution?

If we go back in time to evaluate the functions of banks and financial institutions, it would be very different from what you see today. Banks were simply intended to be custodians of client money by facilitating deposits and lending. Their income was the spread...

Are you over-exposed to underperforming funds?

Indian shares hit their lowest level in nearly three months on Friday, November 4th. The broader NSE index fell 0.6 per cent to 8,433.75 and the benchmark BSE index fell by 0.57 per cent at 27,274.15. Do you know where you stand? It’s possible that...

Demystifying Investment Reports

“Facts are stubborn things, but statistics are pliable.” –Mark Twain Reviewing investment reports can be intimidating and sometimes blatantly misleading. Often, the good news is highlighted with bold colourful numbers and charts while the negatives are downplayed or disguised in the mass of information. Asset...

Rebalancing Asset Allocation to Maximize Portfolio Performance

Diversification is the most commonly applied strategy to balance risk in asset allocation. Spreading investments over various asset classes to attenuate risk is a tactic that almost everyone follows. However, simply applying the strategy based on your risk profile alone doesn’t do the job. Deviations...

Are you really in control of your family assets?

Managing family assets can be a daunting task for family principals especially when their investments are spread across multiple asset classes, entities and advisors with data amassed through years of transactions. To get to the bottom-line, one has to manually collate and analyse reams of...

You could be saving more on tax.

Most of us leave our taxes to our accountants without much thought. But our accountants are usually scrambling until the last minute to collect missing data from all their clients. Moreover, do we even know if our tax liabilities were calculated based on accurate data?...

Do you track your wealth using Excel? Here’s something you’ll love.

As a weathered investor, you have to deal with data that is in constant flux, while navigating through the macrocosm of market information and the intricacies of your own portfolio. Consolidation of all your investments, income and expenses is imperative especially when it comes to optimizing returns...