Ultra High Net Worth Family Office: Inside the Model Built for Complexity & Continuity

08 Oct 2025

What is an Ultra High Net Worth Family Office

Families with substantial wealth and complex financial affairs require more than traditional wealth management. An ultra-high-net-worth (UHNW) family office is a dedicated structure designed to manage financial planning, governance, and continuity for families whose investable assets exceed conventional thresholds.

What Qualifies as Ultra High Net Worth?

UHNW typically refers to families with investable assets above US$30–50 million. Dedicated family office structures become common once assets exceed US$100–250 million, when governance, investment oversight, and tax optimization demand a permanent team.

How UHNW offices differ from standard family offices

Structurally, they draw from the same models, such as single-family offices, multi-family offices, or even virtual family offices. The difference lies in scale. UHNW families often need:

Dedicated teams spanning investment management, tax strategies, and wealth planning
Complex entity structures across jurisdictions for compliance and control
Governance frameworks that align multiple family members and safeguard family values
Broader service offering, including philanthropy, lifestyle management, and operational oversight

Learn more about family office conferences and events to explore best practices and connect with industry peers.

Role of Family Governance in UHNW Offices

Family governance becomes central as multiple family members, generations, and business interests intersect. Strong governance frameworks reduce conflict, align financial decisions with the family’s goals, and ensure that preserving wealth does not come at the cost of family dynamics.

UHNW family offices are not a different invention, but an elevated application of proven models at scale. The decision to establish one arises when substantial wealth and complexity demand structures that preserve wealth, integrate governance, and deliver service offerings far beyond what external advisors or wealth management firms can provide.

UHNW Family Office Models: Single, Multi, and Hybrid Approaches

Families with substantial wealth often confuse an ultra-high-net-worth family office with a single-family office or a multi-family office. UHNW describes the level of wealth and complexity, while SFO and MFO describe the structure. Families choose among these models based on scale, control, and cost. That choice determines how effectively they preserve wealth and sustain continuity.

Single-Family Office (SFO)

A dedicated structure serving one family, typically justified when wealth exceeds US$100–250 million.

Offers full control, confidentiality, and tailored service offerings
Supports complex entity structures and family office governance frameworks
Provides a dedicated team for investment management, tax optimization, and wealth planning
Costly to operate, but aligned with preserving wealth and sustaining family legacy

Multi-Family Office (MFO)

A shared office model serving multiple families with substantial wealth.

Offers cost efficiency by spreading resources across multiple families
Provides access to experienced professionals, private equity, and hedge funds
Strong in investment management and tax strategies, but less personalized than an SFO
Appeals when families want professional management without bearing the full fixed costs

Virtual or Hybrid Family Offices

Less common at the UHNW scale but useful for families prioritizing flexibility.

Core oversight in-house, with selective outsourcing to external advisors
Focus on digital infrastructure, seamless coordination, and lean teams
Balances cost and efficiency while still supporting risk management and strategic guidance

Comparison of UHNW Family Office Models

Model	Typical Wealth Threshold	Key Strengths	Key Trade-Offs	Best For
Single – Family Office (SFO)	US$100–250M+	Full control, customized services, family governance, preserving wealth	High fixed cost, requires a dedicated team	Families with significant wealth and a need for privacy
Multi Family Office (MFO)	US$30–100M+	Cost efficiency, access to investment management, and service offerings	Less personalization, shared resources	Families seeking professional management without building infrastructure
Virtual / Hybrid	Flexible	Lean structure, digital tools, risk management	Limited scope, relies on external advisors	Families balancing personal goals with cost control

An “ultra high net worth family office” is not a different structure but a scale of complexity. Whether single-family, multi-family, or hybrid, the right choice depends on how much wealth there is to manage, how strong the family governance needs to be, and what balance of cost, control, and privacy best supports the family’s goals.

Why UHNW Families Establish a Family Office

Ultra-high-net-worth families create dedicated offices once their financial affairs outgrow the capabilities of standard advisors or private banks. The drivers extend beyond investment returns. They span the need for stronger governance, clarity in decision-making, and continuity across future generations.

Preserving and Growing Family Wealth through Investment Management

Dedicated teams manage investment management, portfolio diversification, and direct access to private equity and hedge funds. This approach preserves wealth while growing wealth through opportunities typically reserved for institutional clients. Families benefit from a proven track record of financial performance that traditional wealth management cannot replicate.

Governance Frameworks for Multiple Family Members

Comprehensive legacy planning secures intergenerational wealth transfer, embedding the family’s values and preparing the next generation for stewardship. Unlike ad-hoc planning, UHNW family offices integrate succession into daily management, avoiding the risks of fragmented oversight.

Succession and Legacy Planning

Legacy planning secures intergenerational wealth transfer while embedding the family’s values and preparing the next generation for stewardship. Families benefit from continuity that integrates financial planning with governance and succession.

Entity Structuring at Global Scale

UHNW families require complex entity structures such as trusts, SPVs, and cross-border holdings. Dedicated oversight ensures compliance and transparency, particularly when compared to multifamily office solutions, where structures are less customized.

Risk Management and Asset Protection

Family offices establish risk management frameworks tailored to each family’s risk tolerance. These systems protect wealth from regulatory scrutiny, market volatility, and reputational risk while maintaining financial security.

Advanced Tax Strategies and Optimization

Integrated tax strategies reduce liabilities across multiple jurisdictions. In-house expertise balances tax optimization with preserving wealth, embedding efficiency into long-term planning, and ensuring alignment with broader service offerings.

Philanthropy and Impact Goals

Philanthropic advisory services integrate charitable giving into family office services. This strengthens governance frameworks, ensuring that financial strategies leave a lasting legacy and have a positive impact.

Lifestyle and Household Management

UHNW offices coordinate lifestyle management at scale, including concierge services, multiple residences, and household staff. This seamless coordination allows families to focus on growth while professionals oversee daily operations.

Operational Efficiency and Oversight

Dedicated teams consolidate reporting, financial management, and governance. This comprehensive approach eliminates duplication, improves financial performance, and enables informed financial decisions.

Managing the Family’s Wealth Across Generations

Dedicated structures provide oversight that integrates entity management, succession planning, and wealth planning. This ensures the family’s wealth is preserved for future generations and does not depend solely on external advisors.

Establishing a UHNW office is a structural decision made when standard advisors can no longer manage complexity. At that point, families require tailored solutions that align with their goals, protect their wealth, and deliver governance strong enough to secure continuity for future generations.

UHNW Families and Family Office Models

Ultra-high-net-worth families do not operate under a single template. They choose between single-family offices, multi-family offices, or virtual models depending on the scale of their financial affairs, the level of control they seek, and the resources required to preserve wealth across generations. The choice reflects trade-offs between cost efficiency, governance frameworks, and the ability to deliver tailored solutions aligned with the family’s goals.

Why UHNW Families Often Choose Single-Family Offices

When substantial wealth exceeds US$100–250 million, many families opt for a single-family office. This model provides full control, a dedicated team, and customized service offerings. Families gain:

Direct access to investment management, tax strategies, and wealth planning
Confidential oversight of the family’s wealth and financial decisions
Governance frameworks that align with family values and succession planning
Capacity to integrate philanthropic advisory, lifestyle management, and cash-flow oversight

A single-family office provides financial security and continuity, but it requires significant resources and a proven track record of managing complex entity structures.

When UHNW Families Use Multi-Family Offices

Some UHNW families prefer multi-family offices for their cost efficiency and ability to benchmark performance against other wealthy families. These structures provide:

Shared expertise in risk management, financial management, and estate planning
Access to private equity, hedge funds, and direct allocations in private markets
Seamless coordination with external advisors, wealth management firms, and private banks
Tailored solutions at a lower cost compared to maintaining a whole in-house dedicated team

While multi-family offices preserve wealth and reduce operational burden, they limit full control and personalization.

Role of Virtual Family Offices at UHNW Level

Less common at the UHNW scale, virtual or hybrid models appeal to families prioritizing lean teams and digital infrastructure. They allow:

Selective outsourcing of service offerings while retaining governance control
Flexible integration of tax planning, investment oversight, and reporting through digital platforms
Lower operating cost with emphasis on transparency and risk-tolerance alignment

Virtual models serve clients who want flexibility but may lack the depth required for highly complex financial affairs.

An ultra-high-net-worth family office is not synonymous with one structural model. Families must weigh the benefits of full control against cost efficiency and seamless coordination with external advisors. The right model depends on the complexity of financial affairs, the family’s goals, and how much governance discipline is required to preserve wealth and prepare the next generation.

Service Scope at UHNW Scale

Once established, an ultra-high-net-worth family office delivers a broader scope of service offerings than most family offices. The model covers financial management, governance, and continuity with a level of institutional discipline typically reserved for large organizations. Families with substantial wealth rely on these structures not only to preserve wealth but also to build resilience across generations.

Advanced Investment Management and Direct Access

UHNW family offices operate like investment institutions. Dedicated teams handle portfolio management across global markets, with direct access to private equity, hedge funds, and private markets. This capability ensures clients gain opportunities usually reserved for institutions, with strategies tailored to the family’s goals, risk tolerance, and financial performance targets.

Comprehensive Family Office Services

Beyond investments, UHNW offices provide full-spectrum family office services that integrate:

Tax strategies and tax optimization across jurisdictions
Estate planning and succession planning are tied to governance frameworks
Financial management of the family’s wealth, including accounting and reporting discipline

These services create a comprehensive approach to managing the family’s affairs, balancing daily oversight with long-term wealth planning.

Institutional-Grade Risk and Oversight

Dedicated teams deliver risk management frameworks and cash-flow modeling at the same sophistication as institutional investors. Asset protection strategies reduce exposure to regulatory scrutiny, litigation, and market volatility, ensuring financial security for both current and future generations.

Lifestyle and Household Management at Scale

UHNW families often require oversight that extends beyond investments. Offices coordinate multiple residences, household staff, and concierge services. By managing personal assets in tandem with financial affairs, they create seamless coordination that supports family values and daily operations.

Philanthropy and Impact Advisory

Philanthropic advisory services help families align charitable giving with governance and legacy planning. Structured programs ensure that impact strategies reflect both family values and long-term continuity, embedding philanthropy as a core pillar within wealth family offices.

Legacy Planning as a Core Service

Legacy planning is not an add-on but central to UHNW family office services. Offices integrate succession planning, governance, and philanthropic goals into one framework. This protects family legacy, prepares the next generation for stewardship, and ensures the family’s wealth endures.

Service scope is the decisive factor that sets UHNW family offices apart from standard advisors or private banks. Families that reach this scale require a dedicated team capable of managing financial decisions, governance frameworks, and lifestyle priorities with equal rigor. The trade-off is clear: only when services are this comprehensive can families achieve the financial security and continuity required to sustain wealth across generations.

UHNW vs Other Wealth Management Approaches

Once wealth crosses a certain threshold, investment advice is not enough. Families need governance, continuity, and oversight. This is where UHNW family offices diverge from wealth management firms and private banks.

UHNW Family Offices vs Wealth Management Firms

Wealth management firms focus on portfolios. UHNW families face wider challenges: governance, risk management, and succession. Without these structures:

Decisions fracture as multiple family members get involved
Reporting gaps leave cash-flow and tax exposures unchecked
Continuity for future generations is left to chance

That is why substantial wealth moves from firms to dedicated teams.

UHNW Family Offices vs Private Banks

Private banks give access to products and credit. What they do not provide is control. Families relying solely on banks face:

No dedicated team aligned with the family’s wealth and values
No governance frameworks to protect the family’s goals
No seamless coordination between investments, philanthropy, and lifestyle management

Banks serve transactions well. They do not preserve wealth across generations.

UHNW Family Offices vs Traditional Wealth Management

Traditional wealth management works for high-net-worth individuals. It falls short when family governance and complex entity structures are involved. UHNW offices bring:

Complete control over investment management and financial decisions
Tailored solutions that reflect family values and personal goals
Proven governance frameworks that preserve wealth and prepare the next generation

For families with substantial wealth, traditional models often fail to deliver financial security or continuity.

Who Should Consider an Ultra High Net Worth Family Office

Not every wealthy family needs a UHNW office.

The tipping point arrives when the complexity of wealth, governance, and continuity necessitates a permanent structure. Families should assess their situation against three clear thresholds.

Thresholds of Wealth and Complexity

When substantial wealth grows beyond US$100–250 million, financial affairs outpace the capabilities of standard advisors. Families with diverse entity structures, cross-border assets, or private markets exposure require a dedicated team to safeguard compliance, optimize tax strategies, and preserve wealth across generations.

When Financial Affairs Outgrow Standard Advisors

As reporting, cash-flow oversight, and investment management expand, external advisors can no longer keep pace. At this stage:

Financial management becomes fragmented without integration
Risk management frameworks are reactive, not preventative
Decision-making lacks the governance needed for multiple family members

A dedicated office provides the tailored solutions and strategic guidance that standard wealth management firms cannot deliver.

When Continuity Becomes Critical

Families who prioritize succession planning and family governance recognize that wealth preservation is not just about today. A UHNW office embeds governance frameworks that:

Prepare the next generation for stewardship
Align financial strategies with family values and long-term objectives
Ensure continuity in both financial decisions and legacy planning

Continuity becomes the decisive factor once families shift focus from growing wealth to securing it for future generations.

The decision is less about hitting a precise wealth threshold and more about recognizing operational reality. When financial affairs outgrow standard advisors, and when preserving wealth and governance for the next generation becomes central, a UHNW office moves from optional to essential.

Benefits for UHNW Families

The value of a UHNW family office is not measured by investment returns alone.

Its role is to integrate governance, planning, and oversight so that substantial wealth can be preserved and directed with clarity across generations.

Comprehensive Approach to Financial Management

A UHNW office integrates financial planning, financial management, and family office services into one governance framework. This eliminates duplication, fosters transparency, and ensures that all financial decisions align with the family’s wealth and long-term objectives.

Strategic Guidance and Tailored Solutions

Every family’s goals are different. Customized services offer strategic guidance tailored to family values, personal goals, and succession planning needs. Tailored solutions help families balance wealth planning with diverse needs, such as philanthropic advisory or lifestyle management.

Risk Management and Financial Security

Dedicated teams design risk management frameworks that safeguard assets, model cash flow, and strengthen financial security. These frameworks protect against market volatility, regulatory scrutiny, and reputational risks, providing resilience for both current and future generations.

Legacy, Continuity, and Lasting Impact

UHNW offices preserve family legacy, embed philanthropic goals, and ensure governance across multiple generations. Structured programs prepare the next generation for stewardship, align family values with financial strategies, and ensure continuity of wealth and influence across multiple generations.

Institutional-Grade Investment Management

UHNW families gain direct access to institutional-grade investment management strategies. Dedicated teams oversee private equity, hedge funds, and private markets while balancing growth, diversification, and risk tolerance. This level of oversight is rarely achievable through standard wealth management firms or private banks.

For families with substantial wealth, the benefit of a UHNW office lies in integration. Governance, risk, and investment management operate under a single framework, providing families with clarity and control. The trade-off is cost and complexity, but the payoff is resilience: preserving wealth, securing continuity, and aligning decisions with long-term priorities.

Ultra-high-net-worth family offices exist because substantial wealth creates demands that no single advisor, bank, or wealth management firm can meet. Governance frameworks, risk management, succession planning, and institutional-grade investment management must all operate under one roof if families want to maintain continuity and resilience across generations.

The future will only sharpen these needs. Cross-border regulation, digital infrastructure, and next-generation stewardship add new layers of complexity. Families that address these challenges early, with structures designed for both control and adaptability, preserve wealth and values while building lasting impact.

Ultimately, success comes down to choosing the right partner. Families must look beyond products and performance to find teams that can integrate financial decisions with family goals, align governance with legacy planning, and balance cost with continuity. In doing so, they turn the family office from an administrative hub into the cornerstone of long-term security and generational stewardship.

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uses the Software Platform on or in connection with any hardware or software not specified in the Documentation, provided that the warranties in this Section shall continue to apply to Software that is installed or used on any hardware, software, configuration or operating system in accordance with the Documentation; or
misuses the Software, including any use of the Software other than as specified in the Documentation.
During the Term of this Agreement, if the Software fails to perform substantially in accordance with the Documentation, and such failure is not excluded from warranty pursuant to Clause 12.1, the Company will, at its sole option, use commercially reasonable efforts to repair the Software, provided that Licensee provides Company with all information which the Company requests to resolve the reported failure, including sufficient information to enable the Company to recreate such failure. Provided further that, the Licensee shall within 5 days after such failure has occurred, notify in writing to the Company informing about the failure. The Licensee acknowledges and agrees that the Software Platform may produce inaccurate results because of a failure or fault within the Software Platform for reasons not attributable to the Company or failure by Licensee to properly use and/or deploy the Software Platform. The Licensee assumes full and sole responsibility for any use of the Software Platform and bears the entire risk for failures or faults within the Software Platform on account of reasons not attributable to the Company. Licensee agrees that regardless of the cause of failure or fault or the form of any claim, the Company’s obligation if any shall be governed by this Agreement. Further, the Licensee acknowledges that the remedies set forth in this Clause 12.3 are Licensee’s sole remedies and Company’s sole liability with respect to the warranties provided in this Clause 12.
The software and documentation are provided to licensee on an “as is where is” basis and with all faults and defects without warranty of any kind other than as expressly set forth in this Clause 12. The Company, on its own behalf and on behalf of its affiliates expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the software and documentation, including all implied warranties of merchantability, fitness for a particular purpose, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the licensed Software Platform will meet the Licensee’s requirements, achieve any intended results, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
The Licensee represents and warrants that it has due authorisations to enter into this Agreement and perform its obligations. Further, the Licensee represents and warrants that its is not barred under law, contractually or otherwise to enter into this Agreement and perform its obligations.

Limitation of liability

The Company and its affiliates, shall not be liable to the Licensee or to any third party for any use, interruption, delay or inability to use the software, lost revenues or profits, delays, interruption or loss of services, business or goodwill, loss or corruption of data, loss resulting from system or system service failure, malfunction or shutdown, failure to accurately transfer, read or transmit information, failure to update or provide correct information, system incompatibility or provision of incorrect compatibility information, or breaches in system security, or for any consequential, incidental, indirect, exemplary, special or punitive damages, whether arising out of or in connection with this agreement, breach of contract, tort (including negligence) or otherwise, regardless of whether such damages were foreseeable and whether or not the Licensee was advised of the possibility of such damages.
In no event will the Company’s and its affiliates’, collective aggregate liability under or in connection with this Agreement or its subject matter, under any legal or equitable theory, including breach of contract, tort (including negligence), strict liability and otherwise, exceed the total amount paid to the Company under this agreement for immediately preceding three month period.

Export Regulation.

The Software Platform may be subject to US export control laws, including the US Export Administration Act and its associated regulations. The Licensee shall not, directly or indirectly, export, re-export or release the Software Platform to, or make the Software Platform accessible from, any jurisdiction or country to which export, re-export or release is prohibited by law, rule or regulation. The Licensee shall comply with all applicable federal laws, regulations and rules, and complete all required undertakings (including obtaining any necessary export license or other governmental approval), prior to exporting, re-exporting, releasing or otherwise making the Software Platform available outside the US.

Indemnification

Licensee hereby agrees to indemnify the Company and its officers, directors, employees, agents, and representatives (“Indemnified Person”) from each and every demand, claim, loss, liability, or damage of any kind, including actual attorney’s/legal fees, whether in tort or contract, that may incur by reason of, or arising out of, any claim which is made by either the Licensee and/or any third party against the Indemnified Person with respect to any breach or violation of this Agreement by the Licensee or any claims based on Licensee’s and/or its client’s use of the Software Platform.

Miscellaneous.

Governing Law: This Agreement is governed by and construed in accordance with the internal laws of United States of America without giving effect to any choice or conflict of law provision or rule that would require or permit the application of the laws of any other jurisdiction. Any disputes arising from or related to this Agreement or any Company Software or service shall be subject to the exclusive jurisdiction and venue of the courts situated in New York, and both Parties hereby consent to such jurisdiction and venue.
Force Majeure: The Company will not be responsible or liable to the Licensee, or deemed in default or breach hereunder by reason of any failure or delay in the performance of its obligations hereunder where such failure or delay is lockdowns, due to strikes, labor disputes, civil disturbances, riot, rebellion, invasion, pandemic, epidemic, hostilities, war, terrorist attack, embargo, natural disaster, acts of God, flood, fire, sabotage, fluctuations or non-availability of electrical power, heat, light, air conditioning or any other circumstances caused beyond the Company’s reasonable control (“Force Majeure Event”). It is hereby clarified that the Licensee’s payment obligation shall continue during the Force Majeure Event.
Notices: All notices, requests, consents, claims, demands, waivers and other communications hereunder shall be in writing and shall be deemed to have been given: (a) when delivered by hand (with written confirmation of receipt); (b) when received by the addressee if sent by a nationally recognized overnight courier (receipt requested); (c) on the date sent by e-mail (with confirmation of transmission) if sent during normal business hours of the recipient, and on the next business day if sent after normal business hours of the recipient; or (d) on the third day after the date mailed, by certified or registered mail, return receipt requested, postage prepaid.
Entire Agreement: The terms and conditions of this Agreement, including its exhibits, constitutes the entire agreement between the parties with respect to the subject matter hereof, and merges and supersedes all prior and contemporaneous agreements, understandings, negotiations and discussions. Neither of the parties shall be bound by any conditions, definitions, warranties, understandings, or representations with respect to the subject matter hereof other than as expressly provided herein. The section headings contained in this Agreement are for reference purposes only and shall not affect in any way the meaning or interpretation of this Agreement. No oral explanation or oral information by either party hereto shall alter the meaning or interpretation of this Agreement. No amendments or modifications shall be effective unless in a writing signed by authorized representatives of both parties. These terms and conditions will prevail notwithstanding any different, conflicting or additional terms and conditions which may appear on any purchase order, acknowledgment or other writing not expressly incorporated into this Agreement.
Assignment:

a. Licensee shall not assign or otherwise transfer any of its rights, or delegate or otherwise transfer any of its obligations or performance, under this Agreement, in each case whether voluntarily, involuntarily, by operation of law or otherwise, without Company’s prior written consent, which consent Company may give or withhold in its sole discretion. For purposes of the preceding sentence, and without limiting its generality, any merger, consolidation or reorganization involving Licensee (regardless of whether Licensee is a surviving or disappearing entity) will be deemed to be a transfer of rights, obligations or performance under this Agreement for which Company’s prior written consent is required. No delegation or other transfer will relieve Licensee of any of its obligations or performance under this Agreement. Any purported assignment, delegation or transfer in violation of this Clause 16.5 is void. The Company may assign or otherwise transfer all or any of its rights, or delegate or otherwise transfer all or any of its obligations or performance, under this Agreement without Licensee’s consent. This Agreement is binding upon and inures to the benefit of the parties hereto and their respective permitted successors and assigns.

b. This Agreement is for the sole benefit of the parties hereto and their respective successors and permitted assigns and nothing herein, express or implied, is intended to or shall confer on any other Person any legal or equitable right, benefit or remedy of any nature whatsoever under or by reason of this Agreement.

Amendment and Waiver: This Agreement may only be amended, modified or supplemented by an agreement in writing signed by each party hereto. Failure or neglect by the Company to enforce at any time any of the provisions hereof shall not be construed nor shall be deemed to be a waiver of the Company’s rights hereunder nor in any way affect the validity of the whole or any part of this License nor prejudice the Company’s rights to take subsequent action.
Reservation of Rights and Remedies: The Company reserves all of its rights to proceed to enforce its rights in connection with all rights not expressly granted to the Licensee in this Agreement.
Severability: If any term or provision of this Agreement is invalid, illegal or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision shall to that extent be severed from the remaining terms, conditions and provisions which shall continue to be valid to the fullest extent permitted by law.
Interpretation: For purposes of this Agreement, (a) the words “include,” “includes” and “including” shall be deemed to be followed by the words “without limitation”; (b) the word “or” is not exclusive; and (c) the words “herein,” “hereof,” “hereby,” “hereto” and “hereunder” refer to this Agreement as a whole. Unless the context otherwise requires, references herein: (x) to Sections and Exhibits refer to the Sections of, and Exhibits attached to, this Agreement; (y) to an agreement, instrument or other document means such agreement, instrument or other document as amended, supplemented and modified from time to time to the extent permitted by the provisions thereof and (z) to a statute means such statute as amended from time to time and includes any successor legislation thereto and any regulations promulgated thereunder. This Agreement shall be construed without regard to any presumption or rule requiring construction or interpretation against the party drafting an instrument or causing any instrument to be drafted. The headings in this Agreement are for reference only and do not affect the interpretation of this Agreement.
Independent Development: This Agreement does not preclude the Company from evaluating, acquiring from third parties not a party to this Agreement, independently developing or marketing similar technologies or products, or making and entering into similar arrangements with other companies. The Company is not restricted by this Agreement to make such products or technologies available to third parties.
Disclaimer: The Software Platform is subject to the Disclaimer set out in the Appendix V of this Agreement.

Appendix IV : Privacy Policy

The Customer can access the privacy policy of the Company at the following link: Privacy Policy

Appendix V: Disclaimer

All of the operating procedures with respect to the Software Platform have been designed based on the Company’s experience in working with hundreds of global family offices. Under no circumstances should any person using the Software Platform should make investment decisions based solely on the information setout therein. The Company is not a qualified financial advisor and the Licensee should not construe any information discussed herein to constitute investment advice. The information in the Software Platform is not meant to be, and should not be construed as advice or used for investment, financial planning, legal, accounting, or tax purposes. The Licensee agrees to consult with a registered investment advisor, which the Company is not, prior to making any investment/trading decision of any kind. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. It must be implemented as per individual family office requirements in consultation with the family office’s local accounting and legal professionals.
The Software Platform is based upon information that is relevant while making investment decisions and the Company considers it reliable, but the Company does not represent that it is accurate or complete, and that it should be relied upon, as such. The Licensee should not rely solely on the information in making any investment. Rather, the Licensee should use the information only as a starting point for doing additional independent research in order to allow the Licensee to form its own opinion regarding investments. All recommendations, advice or opinions cited are the professional views of the Company. The Licensee must act upon them with due diligence.
The Company is neither registered as a wealth advisor, wealth manager, investment advisor nor soliciting any investment in any jurisdiction. Further, the Company does not accept any responsibility or liability for the actions or inactions on the part of any individual or firm stemming from the information mentioned in the Software Platform. The Licensee is solely responsible for verifying the information as being appropriate for the Licensee’s use, including without limitation, seeking the advice of a qualified professional regarding any specific financial, legal, accounting, or tax questions that the Licensee may have.
The Company makes no warranties and gives no assurances regarding the truth, timeliness, reliability, or good faith of any material/factual data in the Software Platform. The Company does not warrant that investment/trading methods or systems presented in the manual will result in profits or losses. The Company makes no guarantees as to the accurateness, quality, or completeness of the information and the Company shall not be responsible or liable for any errors, omissions, inaccuracies in the information or for Licensee’s reliance on the information Vis-à-vis the Software Platform.